Bad Credit Auto Loans, Online Financing

Apply online for quick qualification. Purchase a new or quality used automobile even if you have had problematic financing troubles. We can help you finance autos, bad credit loan or not.

Begin the bad credit auto loan process here...

The Bad--Credit--Auto--Loans.com Service

If you have credit problems, you can get the auto loan you need for the car, sport utility vehicle, or truck that you want. Also, you will help yourself by re-establishing your credit while driving your new vehicle. Don't be taken advantage of or neglected because of your payment history. We will pre-arrange your auto financing at a dealership near you, and take the hassles out of your next car buying experience.

The founders of this website have been arranging bad credit auto loans for people with financing issues (including bankruptcy and repossession) since 1995. In fact, we have helped hundreds of thousands of people with troubled financial histories re-establish a good credit rating while purchasing a new car. Our service boasts an outstanding track record for customer satisfaction.

Online Financing to buy a car, even with a poor rating. Our application takes only minutes to complete. We have loan programs available nationwide. Approved financing applications are for auto purchases at our network new and used auto dealers. After applying, you will receive an email confirmation. Next, a financing specialist will contact you to discuss details of your loan.

See for yourself how easy and fast you can obtain a loan for the purchase of your next car. Approval decisions normally occur within a couple hours of applying (during business hours on normal business days). We have a very high success rate for getting people approved for auto loans, bad credit aside. We are very proud of our many many thousands of satisfied customers throughout the United States.

We are not a direct lender. We work within a network of national indirect auto loan companies and approved auto dealers. Direct lenders have much more stringent underwriting criteria. Many websites and auto financing companies claim that they can help consumers with past credit problems purchase a vehicle. The fact is, if you have bad credit and apply directly with an auto loan lender, there is risk of lowering your bureau score even more and not getting approved in the end.

Each time you apply, an additional inquiry is placed on your bureau report. Numerous inquiries may lower your score. Make your last inquiry today. Buy and finance your next auto loan with one of our local auto dealers or indirect auto loan lenders. It's fast, free, convenient, and secure to apply!

This site and it's partnering companies were founded to help a growing segment of consumers who have been under-serviced by traditional online lending services and vehicle retailers. Our free service helps most people with special finance needs get behind the wheell of a new or used car, truck, van, or sport utility vehicle. We only work with leading area retailers and lenders that have a proven record of customer satisfaction.

What Can Bad--Credit--Auto--Loans.com Help You Overcome?

Discharged Chapter 7 Bankruptcy
Open Chapter 13 Bankrupcy with Trustee Letter
No Credit Applicants (first-time buyers)
Trade-ins with Liens (negative equity)
Limited Cash for Down Payment

Every day we receive hundreds of requests from people attempting to purchase from a private party, or buy out their current lease. At this time we do not provide those services. Our service helps buyers with special circumstances to purchase a new or used vehicle from our national network of retailers.

Our Basic Program Qualifications

Payments cannot exceed 20% of monthly income
Financing amount cannot exceed 8 times monthly income
Must reside in the United States or Canada
$1,500 minimum monthly gross income
No repossessions within the past year unless included in a bankruptcy

Find out for sure if we can help you. Apply Online

Online Qualification Amount Calculator

Step 1 Credit Profile

Credit Profile Score

Good Credit 700

Fair Credit 625

Average Credit 575

Bad Credit 525

Very Bad Credit N/A

Est. Approval Amount:

$0.00

Step 2 Monthly Income

Total Monthly Income before taxes are deducted:

Step 3 Monthly Recurring Debt

Rent or Mortgage:

Min Credit Card Payments:

Garnishments:

Other Loan Payments:

(Not including utility bills or payment on trade-in)

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